Blog

KiwiSaver information and explainers from Summit Wealth. General information only, not personalised advice.

New here? Start with how growth, balanced and conservative funds differ or how the yearly government contribution works.

The $260.72 the government gives you every year, and the one thing to do before 30 June

2 min read6 October 2026

KiwiSaver's government contribution is worth up to $260.72 a year. Here's what it takes to get the full amount and what to check before 30 June.

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Growth, balanced or conservative? How to pick your KiwiSaver fund by age and goal

2 min read22 September 2026

What actually separates the KiwiSaver fund types, and the broad trade-off between them: risk vs return, time and the ups and downs along the way.

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What the June 2026 KiwiSaver returns actually tell you

2 min read8 September 2026

The 30 June 2026 fund update landed this quarter. Here's what the one-year numbers show by risk band, and why one year tells you less than it looks like.

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KiwiSaver contributions just went up: what 3.5% + 3.5% actually means for your pay

3 min read25 August 2026

From 1 April 2026 the minimum KiwiSaver contribution rose to 3.5% on both sides. Here's what changed in dollar terms, what's still ahead in 2028, and when a review is worth booking.

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